Are the believers instructed to not to eat Al-Riba and does that mean Al-Riba goes to a place where it goes through the believers and believers can eat it by not giving it to the designated place?

Surah Al-i'Imran: 3 Ayah: 130


يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا ٱلرِّبَوٰاْ أَضْعَافًا مُضَاعَفَةً ۖ وَاتَّقُوا اللَّهَ لَعَلَّكُمْ تُفْلِحُونَ


اےایمان والو! دگنا چوگنا سود نہ کھاؤ اور خدا سے ڈرو تاکہ نجات حاصل کرو


O ye who believe! Devour not usury, doubled and multiplied; but fear Allah; that ye may (really) prosper.